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Best Cat Insurance Plans in Virginia 2024
Help your cat live a long & happy life
Cat insurance offers financial protection for the health and wellness of your furry family members. Compare & find the top health insurance plans that will make your cat purr.
Best Pet Insurance in Virginia in April 2024
Help Your Pet Live a Long & Happy Life
Pet insurance offers financial protection for the health and wellness of your furry family members
Best Pet Insurance Plans in 2024
Help your furry friend live healthy & happy
Updated April 2024
For Pets of All Ages
US-Wide Coverage
Quickly Process Claims
1
Editor's Choice
9.9
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Exceptional
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
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4.7
Consumer Engagement
Based on Click-Share
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5.0
9.9
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Exceptional
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
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4.7
Consumer Engagement
Based on Click-Share
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5.0
  • Choose your own vet
  • Up to 90% reimbursement
  • Dietary supplements included
  • Coverage for puppies & kittens
  • 24/7 veterinarian helpline
10% multiple pet discount
Visit Site
Visit Spot
2
8.2
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Very Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
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4.2
Consumer Engagement
Based on Click-Share
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4.1
8.2
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Very Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
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4.2
Consumer Engagement
Based on Click-Share
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4.1
  • No networks, visit any vet
  • Coverage for exam fees
  • Quick reimbursement
  • Optional wellness product
No lifetime limit
3
8.0
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Very Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
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4.4
Consumer Engagement
Based on Click-Share
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3.9
8.0
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Very Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
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4.4
Consumer Engagement
Based on Click-Share
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3.9
  • Sign up in seconds
  • Customizable coverage
  • 4.9/5★ in the App Store
  • Top-rated customer support
Protect your pet at $10/month
4
7.4
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Fair
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
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4.1
Consumer Engagement
Based on Click-Share
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3.6
7.4
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Fair
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
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4.1
Consumer Engagement
Based on Click-Share
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3.6
  • An array of coverage plans
  • Optional wellness coverage
  • Submit claims via app
  • Manage your account online 24/7
Low rates for multiple pets
5
8.6
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Very Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
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3.5
Consumer Engagement
Based on Click-Share
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4.5
8.6
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Very Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
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3.5
Consumer Engagement
Based on Click-Share
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4.5
  • 100% coverage for Rx & more
  • 10% multiple pet discount
  • Variety of comprehensive plans
  • No payout limits, live vet access
Lifetime insurance coverage
6
7.5
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Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
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4.3
Consumer Engagement
Based on Click-Share
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3.6
7.5
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Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
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4.3
Consumer Engagement
Based on Click-Share
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3.6
  • Use any licensed vet in the U.S
  • No caps on claim payouts
  • Plans include alternative care
  • Submit claims online/in-app
Fast claim processing
7
6.4
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Fair
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
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1.7
Consumer Engagement
Based on Click-Share
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3.6
6.4
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Fair
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
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1.7
Consumer Engagement
Based on Click-Share
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3.6
  • Use any licensed vet in the U.S
  • Extensive coverage
  • Offers family plans
  • No upper age limit
Easy & quick enrollment
8
7.4
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Fair
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
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4.0
Consumer Engagement
Based on Click-Share
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3.6
7.4
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Fair
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
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4.0
Consumer Engagement
Based on Click-Share
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3.6
  • Easy claims process
  • Cover multiple pets
  • No lifetime limits
  • Choose your own vet
Covers wellness & routine care
9
7.6
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Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
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4.6
Consumer Engagement
Based on Click-Share
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3.6
7.6
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Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
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4.6
Consumer Engagement
Based on Click-Share
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3.6
  • Quick claim processing
  • 90% reimbursement rate
  • No breed/upper age limit
  • 10% discount per additional pet
Easy enrollment, hassle-free claims
Our Best Overall
9.9
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Exceptional
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
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4.7
Consumer Engagement
Based on Click-Share
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5.0
9.9
info icon
Exceptional
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
image
4.7
Consumer Engagement
Based on Click-Share
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5.0
Affordable, fully customizable coverage options with up to 90% reimbursement
Visit Site
Visit Spot
Most Commonly Asked Questions About Cat Insurance Plans
Before getting started with a cat insurance plan make sure to familiarize yourself with how cat insurance works and what plan is best for your furry friend. To help you get started, we've compiled a list of some of the most commonly asked questions about cat insurance to help make sure your cat is fully covered and protected.
Who is Cat Insurance For?
Pet insurance can benefit anyone with a cat. Whether you're bringing home a new kitten or adopting a mature cat from a pet rescue, making sure you have the best cat insurance for your new pet can end up saving you more money than you realize.

If you've had a cat for years but have never had cat insurance, some of the best cat insurance plans could benefit you. Plans cover routine visits as well as emergency care. This means that you wouldn't pay much for routine vet visits, and you have the added security of emergency care coverage.

Having cat insurance is a good idea no matter the age of your pet. Owners with older cats can especially benefit because, as cats age, their bodies need more care and attention, just like people. The best cat health insurance plan for owners with an older cat should specialize in care for senior cats.

Those who have just gotten a kitten can benefit from cat insurance as well. Kittens need to go to the vet to get many different vaccinations. Therefore, the best cat insurance plan for the owner of a kitten should cover preventative care.
Is Cat Insurance Worth It?
Healthcare for pets can end up costing a lot of money. Having cat insurance provides you with the security of knowing that, in an emergency, you can choose the best medical option for your pet without spending a fortune.

You don't have to make any decisions about your pet's well-being based on your finances. If you already take your cat to the vet on a routine basis, the best cat pet insurance plan for you should cover routine visits and vaccinations.

Finding the best cat health insurance for your situation and your pet is key. To do this, review the features of the plans available and the type of coverage offered. If you have multiple pets, for example, some companies give discounts on cat insurance for more than one animal.
Can Cat Insurance Save You Money?
Cat insurance can save you money, especially if you select the best cat insurance for your pet and your financial situation. When it comes to emergency care, having cat insurance can help you save big. Pet surgeries for emergency situations can get expensive. If your cat experiences an accident, you can end up with vet bills costing thousands of dollars.

Because many cat breeds are very active, they can injure themselves by running, jumping, and playing just as humans do. If your pet lands wrong after jumping or overexerts themselves while running, they could easily tear a ligament in one or more of their limbs. Testing and specialized surgery to repair something like a torn cruciate ligament can leave you with vet bills totaling more than $5,000. If you have the best cat health insurance for your pet, coverage would cover most of the surgery costs and decrease the bill by almost $4,000 with the right copay and deductible.

If your pet has an accident with a car, you could end up paying around $10,000 for the surgeries needed in order to save their life. In this situation, cat insurance with the right copay and deductible ensures that you receive reimbursement for the majority of surgery costs.
What Are Some Common Cat Health Problems?
Cats have many common health problems that may require you to take your pet to the vet. Having cat insurance gives you the peace of mind of knowing you can afford pet care. For example, stomach issues represent one of the most common causes for a vet visit among cats. Cats suffering from symptoms like vomiting, diarrhea, and refusing food may need an ultrasound, which can range anywhere from around $300 to $500. Some cases may also require additional testing like an endoscopy, which can cost from $800 to $1,000, or a $3,000 CT scan.

The best cat insurance plans offer 80-90% reimbursement, so having a cat insurance plan when your pet needs extensive testing could turn out as a financial lifesaver. Cats often need treatment for skin conditions, ear and eye problems, and growths. If your cat needs treatment for a skin condition like dermatitis, you may need to pay anywhere between $100 to $500 for their prescriptions. The bill for a visit to the vet for something as small as an ear infection could cost as much as $250. If your pet needs treatment for an eye condition, surgery could cost thousands of dollars. When cats need care for a growth, a biopsy can cost as much as $1,500. If test results show signs of cancer, a full course of chemotherapy can cost around $15,000.

The best cat insurance plans cover preventative care so that you can catch a lot of issues early on and avoid these high costs. Plans also include illness coverage if your pet is diagnosed with a serious condition.
What is the Best Pet Health Insurance Plan for Cats?
Cat owners should consider a variety of factors to determine the best cat insurance. The best cat health insurance for one pet may not always make sense for another. Circumstances vary from animal to animal so you should think of your pet's age, breed, and overall health when selecting insurance. Of course, you'll also need to consider your budget, the type of specialized services you may need (such as grooming, breeding, etc.), and how many pets you have.
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Tip
The most comprehensive care packages include coverage for accidents and routine care.
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How We Score
Consumer Review
We use TrustPilot's independent review platform with over 120 million consumer reviews of 550,000+ brands. Read more
Consumer Engagement
We measure customer engagement based on the number of clicks each brand received over the past 7 days. This is then measured against the number of clicks the other listed brands received on the same page and device (desktop, mobile, or tablet). Read more
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